Report a scam

If money has moved, call your bank first. Use the number on your card or in your banking app, and say you have been scammed. Speed matters more than anything else, and the bank can act in ways a report cannot.

Then report it, even if no money was lost. Reports are how the authorities see a scam spreading.

• United States: ReportFraud.ftc.gov, and ic3.gov for anything that happened online.

• United Kingdom: reportfraud.police.uk or 0300 123 2040. In Scotland, call Police Scotland on 101.

• Australia: scamwatch.gov.au.

Have ready the message, the sender's number or address, and any payment details.

Flggd does not take reports itself. It sends you to the people who can act on them.