Scam library · Tactics

What a scam sounds like

Eleven tactics turn up again and again across the library. Each one has a sound. Learn the sound and you will hear it in a message you have never seen.

Urgency and scarcity

Compressing the decision so there is no time to check.

How it works

What it sounds like

Flagged

Your account closes in one hour unless you confirm now.

Authority

Speaking as a body you are not in a position to argue with.

How it works

What it sounds like

Flagged

This is the fraud team at your bank. Do not hang up.

Fear

Producing a threat, then selling the escape from it.

How it works

What it sounds like

Flagged

A warrant has been issued in your name. We can resolve it today.

Flattery and hope

Telling someone they have been chosen, so that doubting it means doubting themselves.

How it works

What it sounds like

Flagged

Your profile stood out. We do not offer this to everyone.

Manufactured intimacy

Weeks of investment before any money is mentioned.

How it works

What it sounds like

Flagged

I have never felt this close to anyone. I just wish I could be there with you.

Isolation and secrecy

Removing anyone who might say the obvious thing.

How it works

What it sounds like

Flagged

This investigation is confidential. Do not tell your family.

Social proof

Making it look like everyone else already decided.

How it works

What it sounds like

Flagged

Everyone in the group doubled their money this month.

Reciprocity and obligation

Giving something small first, so that refusing feels wrong.

How it works

What it sounds like

Flagged

I paid you back on time, like I promised. Now I need your help.

Commitment and sunk cost

Making it harder to stop than to continue.

How it works

What it sounds like

Flagged

One more fee and your withdrawal is released.

Borrowed trust

Wearing an identity you already trust.

How it works

What it sounds like

Flagged

Hi Mum, it is me. This is my new number.

Coaching

Staying on the line and telling the target what to say to anyone who tries to stop them.

How it works

What it sounds like

Flagged

If the bank asks, say the money is for a family member.

Hearing one of these now? Check the message before you act.

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