The Corporate Invoice Fake

Your business has received a professional-looking invoice for a service nobody remembers ordering.

A tidy, professional invoice arrives at your business for a directory listing, ad placement, or maintenance service. If you're holding an invoice for services you never ordered, you're looking at one of the oldest office scams there is.

INVOICE #A-20387 - Business Directory Listing Renewal. Amount due: $487.50. Your company's listing in the National Business Directory is due for renewal. Payment is required within 7 days to avoid interruption of service and late fees. Remit using the secure payment link below.

Why this is a scam

The service doesn't exist, or was never yours. Fake-invoice operations mail thousands of businesses, betting that a busy accounts inbox will pay anything under about $500 without checking.

The word "renewal" does the heavy lifting. It implies a relationship that was never there, so whoever processes it assumes someone else signed up last year.

Some versions are technically "legal" directory listings nobody ever looks at. Most are nothing at all; the money simply disappears.

Red flags

  • No purchase order, contract, or contact name connects it to your business.
  • "Renewal" for a service nobody in the company remembers ordering.
  • A convenient amount, usually a few hundred dollars, small enough to slip through.
  • Late fees and deadlines to rush approval.
  • The sender's domain is generic or slightly off.
  • Payment goes to a link or unfamiliar account, not your usual vendor process.

How it works

Routine. The invoice imitates the boring paperwork a business pays every week, counting on process to do what persuasion can't.

What to do

  • Check it against your purchase orders and vendor list before anything else.
  • Ask around: did anyone actually order this?
  • Don't pay, don't reply, and don't call the number on the invoice.
  • Warn whoever handles your accounts payable; these arrive in waves.
  • Report it to the FTC at reportfraud.ftc.gov.

Scam

Red flag

High confidence of a scam. The content, the sender, the intent and where its requests lead all point the same way. Do not reply, click, call or pay.

What to do next

Do not reply, click any link, call any number in the message or send money. If it claims to be from an organisation you know, contact them using details you already trust.

Likely to be a scam

Yellow flag

It asks you to act: a link, a number, a reply or a payment. Where that request leads is where the harm starts.

What to do next

Do not reply, click any link, call any number in the message or send money. If it claims to be from an organisation you know, contact them using details you already trust.

Likely to be a scam

Grey flag

Nothing is asked of you yet. The content, the sender or the intent do not add up. Scams like this start friendly and ask later.

What to do next

Do not reply at all, not even to say wrong number. A reply tells them the number is live. Block the sender and delete the message. If a request follows, check it again.

Looks normal

Green flag

High confidence this is normal. The content reads as expected, the sender has a safe history, and anything it asks leads somewhere legitimate. Accounts can be taken over, so if a request seems out of character, check again.

What to do next

No action needed. If the sender later asks for money, codes or personal details, check that message too.

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Flggd Verdict

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Flggd Verdict

Scam

Red flag

High confidence of a scam. The content, the sender, the intent and where its requests lead all point the same way. Do not reply, click, call or pay.

Likely to be a scam

Yellow flag

It asks you to act: a link, a number, a reply or a payment. Where that request leads is where the harm starts.

Looks normal

Green flag

High confidence this is normal. The content reads as expected, the sender has a safe history, and anything it asks leads somewhere legitimate. Accounts can be taken over, so if a request seems out of character, check again.

Likely to be a scam

Grey flag

Nothing is asked of you yet. The content, the sender or the intent do not add up. Scams like this start friendly and ask later.

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Scam type

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What this message wants you to do

Has anything happened yet?

You do not have to answer. Nothing you tap here is sent or recorded, and the verdict above stands either way.

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Nothing has happened yet

Good. Checking first is the safest thing to do. Do not tap any link, reply, or call any number in the message. Block the sender and delete the message. If it claims to be from an organisation you know, contact them using details you already trust.

Change answer

You tapped a link

Opening a link does not usually take money or details on its own. The harm comes from what you do on the page it opens. If you entered nothing and installed nothing, close the page and do not go back to it. If it asked you to sign in, enter a code, or install something, and you did, choose Gave details instead.

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You gave details

Work through this in order. First, if you gave bank or card details, call your bank now on the number on your card. Next, change the password for any account you entered, and for any other account that uses the same password. If you shared a one-time code, tell the organisation it belongs to straight away. Then turn on two-step verification where you can, and watch your statements for anything you do not recognise.

Change answer

You sent money

Call your bank now, on the number on your card or in your banking app. Say: "I have been scammed and I need to stop a payment." The sooner they hear from you, the more they may be able to stop or recover. In the UK you can call 159 to reach your bank. Do not pay anyone who offers to get the money back. That is another scam.

Report it. US: ReportFraud.ftc.gov, and ic3.gov for online crime. UK: reportfraud.police.uk or 0300 123 2040; in Scotland, Police Scotland on 101. Australia: scamwatch.gov.au. Have ready the message, the sender's number or address, and any payment details.

What to do next

Do not reply, click any link, call any number in the message or send money. If it claims to be from an organisation you know, contact them using details you already trust.

Do not reply, click any link, call any number in the message or send money. If it claims to be from an organisation you know, contact them using details you already trust.

No action needed. If the sender later asks for money, codes or personal details, check that message too.

Do not reply at all, not even to say wrong number. A reply tells them the number is live. Block the sender and delete the message. If a request follows, check it again.

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How this scam works

The closest match is the scam described on this page.

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