Ask before the money moves
A scam check your members reach by forwarding a text, under your credit union's name. Nothing to install, and no integration with your core.

An illustration; the institution and the message are invented.
The problem
- Americans lost $470 million to scams that started with a text in 2024, five times the 2020 figure (FTC).
- Most fraud tools watch the money, not the text that comes first.
Put the check where the scam arrives
A member gets a convincing text
They forward it to your number
They act on it alone
A verdict with reasons, in seconds
They stop before anything is paid
How it works
- Members join. In branch, by scanning a QR code, by sending a text to your SafeLine number, or by tapping a link in an email. You pick which ways to offer.
- They forward a text. One of four flags comes back in plain language, with the reasons named. Red: "This is a scam." Yellow and Grey: likely a scam. Green: "This appears safe. No scam signs found. If anything feels wrong, call your credit union's fraud line."
- Your team sees it. A portal shows sign-ups, messages, verdicts and support issues.
What's in it, and for whom
- For your credit union: a member service in your name, measured by what never arrives.
- For your members: a second opinion by text, with nothing to install.
- For your fraud team: somewhere to send everyone who asks "is this real?"
- For you: a launch your technology team doesn't have to build.
Every verdict is a Flggd verdict with its reasons, never a guarantee. SafeLine holds no payments and moves no money.
Bring it to your colleagues
One page that makes the case inside your credit union.